Car Accident Claim Questions
We have listed the most common car accident claim questions
asked by our clients below. If you don’t find an answer here, then please feel free to contact us for assistance.
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How can I prepare for a possible car accident?
Hopefully you’ll never know how important preparation can be. But just in case, be sure you have these items in your glove box in the event you do find yourself the victim of a car accident.
What should I do after a car accident?
- Driver’s license
- Proof of insurance
- Vehicle registration
- Cell phone
- Disposable camera
- Basic first aid kit
- Reflectors and/or flares
- Basic tool kit with screwdriver, pliers, etc.
- Jumper cables
- Fix a flat and/or a tire pump
- Important phone numbers such as the police, roadside assistance, etc.
- Note pad and pen
Stop your vehicle and pull off to the side of the road if it’s safe to do so.
Check yourself and any passengers for injuries. Engage in first aid if appropriate. If someone is seriously injured, don’t try to move him or her.
Call 911 ASAP. It’s important that injuries are tended to quickly and you must have the police available to help you document the accident properly.
Get out your notepad and write down the time, date, weather and road conditions, a description of the vehicles involved, the car(s) license plate number, and notate any injuries or damages that you observe.
Write down an account of what happened. Don’t worry about how well it is written, just write down what you remember happening as soon as you can. This is important because details can get mixed up later, so do this as soon as reasonably possible.
Take photos with your smart phone or disposable camera. Get pictures of any victims, the cars, the road condition, damage to either vehicle and so on.
Make sure you get contact information for any eyewitnesses, officers on the scene and other professionals on the scene.
Make sure you ask a copy of the police report. You will need to provide this to your insurance agent.
Contact your insurance company as soon as it is possible to do so to report the accident. If you think the other party is at fault, contact their insurance company as well. But, remember your rights! You are not required to give statements to the other insurance company. And finally, contact an experienced, effective orange park accident lawyer to be sure that you get the fairest treatment allowed by the law.
The insurance company sent me a check. Should I accept it?
No. Not before talking with your attorney. Accepting a check might be taken as a
Not before speaking with an attorney. Accepting a check may be construed you’re your agreement to settle for that amount. It could prevent you from getting any additional amounts that you could be entitled to from the at-fault drive and/or their insurance company.
Didn’t Florida’s no-fault law expire?
Yes and no. The law did expire on 10/10/07 but the requirement for Florida motor vehicle operators to carry personal injury protection, also known as PIP coverage, was reinstated on 1/1/2008.
Can I still win an accident claim even if the accident was my fault?
In Florida, if you have PIP insurance, your PIP carrier might be required to pay the first $10,000 of any claim that is related the vehicle accident, regardless of fault.
I was a passenger in a friend’s car and he caused an accident? Should I sue my friend?
His insurance company could be required to pay for your damages if he has bodily injury protection under his policy. They could also be responsible to hire an attorney to defend him if a suit is filed.
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