If I am unable to pay my medical bills as they are incurred, will my healthcare providers wait for payment? When an injured plaintiff has no immediate ability to pay medical bills as they are incurred, many healthcare providers will agree to wait for payment after the personal injury claim is finally resolved via settlement or trial. It is important to inform medical providers that you have no insurance or financial means to pay medical bills as they are incurred; this allows for alternative arrangements to be made. First Coast injury attorney John Fagan may be able to help you effectively deal with your medical providers. How does my lawyer make sure that my doctors and hospitals are paid? Once a settlement or court verdict is reached, most lawyers will withhold some of that money to pay your doctors and hospitals. Many healthcare providers will actually require that you sign a form (a subrogation or lien form) that allows the attorney to withhold sufficient money from any recovery to pay your medical bills. Why won’t the insurance company for the defendant just pay my medical bills as I incur them? Generally, insurance companies for the tortfeasor (the person(s) or company that caused your injuries) will not automatically pay your medical bills. One reason is that they do not want to pay large medical bills and then be faced with an unreasonable or excessive final settlement demand. In other words, they do not want to expend a substantial sum of money on medical bills and then be faced with the expense of defending a lawsuit. Second, insurance companies prefer to settle the claim with one single payment. Therefore, most insurance companies will wait for a letter of demand from your attorney and attempt to settle case with a single lump sum payment. Contact First Coast injury attorney John Fagan for questions about your personal injury case.