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How dangerous air bags can find their way into used cars

“What there should be is a program that prevents old air bags from being recycled,” said Michael Brooks, acting director of the nonprofit Center for Auto Safety. Carfax, another auto history tracking service, said it is unknown just how many cars are … #autosafetyflorida CLICK PHOTO TO READ MORE
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Florida wildfires draw attention to climate change – Business Insurance

“The wildfires burning across the state of Florida this month highlight the increasing danger a changing climate poses in the southern United States for this type of catastrophic event. Wildfire risk is generally perceived to be a western United States problem, and the majority of major insurance losses caused by wildfires to date have occurred in California; but southern U.S. states have been plagued by wildfires in recent years, including the more than 100 wildfires actively raging across Florida this month. “Traditionally, we see the wildfire exposures in the western half of the United States, but recently the South is experiencing warmer-than-average temperatures and drier-than-average seasons,” said Jim Clifford, director of safety and prevention programs for insurer USAA based in San Antonio, Texas. “Florida has a history back and forth, having a drought occasionally, and the Everglades have extensive forest — and they tend to burn quite easily when there’s a little bit of a drought.” Climate change is causing increases in temperature across the Southeast, according to the U.S. Environmental Protection Agency. Heavy downpours have increased in the Southeast, but the region has also experienced periods of extreme drying, according to the agency. On April 11, Florida Gov. Rick Scott declared a state of emergency because of the wildfires and the high potential for increased wildfires to continue this year as forecasts predict hotter and drier conditions than normal in the state during the coming months. “That’s really peculiar for Florida, because one of the things wildfires hate is humidity,” said F. Douglas Hoyle, Philadelphia-based loss control director at Pennsylvania Lumbermens Mutual, an insurer of wood and related products. “The humidity has been down significantly in Florida this year, and that’s what experts are saying has led to significant wildfires in Florida.” Florida wildfires have burned 250% more acreage during the first three months of 2017 than during the same time period last year. “Three months out, it looks like there might be some hope on the horizon, but the next month in Florida looks to be the worst,” Mr. Clifford said, citing data from the National Oceanic and Atmospheric Administration’s Climate Prediction Center. “Central Florida looks really bad as far as the drought persisting for the next month or so.” The major modeling firms do not currently have plans to forecast insurance losses related to the Florida wildfires. Wildfires tend to be less costly from an insurance perspective than hurricanes, with the largest estimated insurance loss in the United States caused by wildfire being the $1.7 billion due to the 1991 Oakland Hills Fire, according to Property Claim Services, a Verisk Analytics business. However, the Fort McMurray fire in the province of Alberta, Canada, became the costliest natural disaster in Canadian history last year, causing a CA$3.6 billion ($2.67 billion) loss, more than twice the cost of the previous largest natural disaster: the 2013 southern Alberta floods, which cost CA$1.7 billion ($1.3 billion) in insurance claims, according to the Insurance Bureau of Canada. “Wildfire losses are typically dominated by residential properties,” Tammy Viggato, Boston-based scientist at AIR Worldwide, said in an emailed statement. “This is because most wildfires impact the outer regions of an urban area, but don’t penetrate into the center of urban areas where more commercial properties are located, although notable exceptions would be the fires in Fort McMurray and Gatlinburg.” The 2016 wildfires in Gatlinburg, Tennessee, caused $842 million in insurance losses, according to the Tennessee Department of Commerce and Insurance. “The Gatlinburg fire burned into the downtown area, and there were a number of businesses that were lost in that fire,” said Steve Quarles, chief scientist for wildfire and durability, Insurance Institute for Business and Home Safety Research Center in Richburg, South Carolina. “That was an eye-opener for the business community.” In addition to the property losses, business interruption losses can be sizable, as the areas are evacuated and roads are closed, meaning both visitors and employees will likely not be able to access the businesses for some time, which could lead them without enough cash to pay their bills, according to experts. “People don’t think of all those ripple effects,” said Michele Steinberg, wildfire division manager for the National Fire Protection Association in Quincy, Massachusetts. Home and business owners can minimize the risks to their properties by creating setback distances between the properties and burnable fuels such as mulch, which is critical because lit embers can come in contact with flammable material and set the property on fire, according to experts. “To protect businesses, it’s important to do things that minimize the opportunity for these embers landing on or near the building” and resulting in ignition, Mr. Quarles said. USAA offers a discount on insurance premiums for communities in seven Western states participating in the NFPA’s Firewise Communities program, which recognizes those that take steps to prepare for and mitigate wildfire risks. The insurer covers the risk in standard property policies with no differences in contractual limitations or deductibles compared to other covered perils, he said. “Wildfire losses tend to be pretty easy to adjust,” Mr. Clifford said.”


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City, UF plan for driverless cars on city streets

Andrew Caplan @AACaplan Self-driving cars — albeit with human engineers at the ready to take the wheel, just in case — may be cruising the streets of Gainesville sooner than expected. The University of Florida, city of Gainesville and Florida Department of Transportation announced a partnership to develop a test for autonomous vehicles throughout the streets of Gainesville, coming as early as this fall. City and UF officials say the partnership is the first of its kind in the state. The tests will consist of driverless cars and smart devices being synced to traffic lights and sensors around Northwest 13th Street and West University Avenue through use of Traffic Technology Services, a data partner of Audi, and Connected Signals, a partner of BMW. UF’s Director of Communications Margot Winick said no specific test dates have been set yet, “but things are coming together rapidly on this project.” “By July, we will have a plan for the different tests that will take place,” she said. The project’s goals include improving safety on and around campus, to facilitate the development of advanced technologies invented at UF and to learn how driverless cars react to pedestrians, bicyclists and traffic. Lily Elefteriadou, the lead researcher and director at UF’s Transportation Institute, said those very scenarios make Gainesville an ideal location for testing. “We’re not there yet, but it allows us to make advances,” she said. The state’s transportation department is funding the experiment for roughly $1.5 million a year for the next five years. Further funding will come from other sources, Elefteriadou said. The initiative comes on the heels of UF officials also announcing awards of more than $300,000 in research funds to seven UF and city of Gainesville projects, which include the self-driving vehicle study. In February, Gainesville Mayor Lauren Poe and UF President Kent Fuchs signed a pact to address issues identified in each party’s strategic plans. The partnership aligns with goals of implementing alternative transportation throughout Gainesville and showcasing UF as a pre-eminent university. UF already has an autonomous hybrid Toyota Highlander, nicknamed the NaviGator, with sensors that researchers test on closed courses. Still, UF engineers ride along during tests with the ability to take control at any time. The forthcoming tests will be done in actual traffic, but engineers will sit behind the wheel, just in case. As far as autonomous vehicles being safer than real drivers, Elefteriadou said, that has yet to be proven. “We’re taking it slowly,” she said of the test plan. “It’ll be a process.” Contact reporter Andrew Caplan at andrew.caplan@gvillesun.com or on Twitter @AACaplan.


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Emergency workers say Disney’s fireworks causing more brush fires

Firefighters say they have been battling more brush fires than usual caused by fireworks from Disney’s Hollywood Studios.

 

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Sourced through Scoop.it from: www.orlandosentinel.com

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Florida’s wounded veterans invited on free fishing trip

“Florida’s wounded veterans are invited to sign up for a free offshore fishing trip in June through the state’s Operation Outdoor Freedom program.  

JACKSONVILLE, Fla. – Florida’s wounded veterans are being offered an official invitation to register for a free offshore fishing trip this June. It’s through the state’s program Operation Outdoor Freedom, which launched in 2011. Since the program started, more than 2,900 wounded veterans have participated in hunting, fishing, boating and other recreational events at no cost.

 

 

This free offshore fishing trip will launch first thing Tuesday, June 20, from Carrabelle, Florida. Participants will need to arrive the day before, June 19.  

Space is limited, so eligible veterans must register online for the trip through this direct link. (Scroll down to where events are listed and click on “Carrabelle Offshore Fishing Trip.” You will then be prompted to click the “Apply” button. Either log in or create a free user account.) Participants will be drawn at random prior to the event and will be notified by email.

“Operation Outdoor Freedom is a special way of connecting the natural resources our state is blessed with to the men and women who’ve courageously and selflessly put their lives on the line,” said Florida Commissioner of Agriculture Adam Putnam. “It’s the least we can do for those who have done so much for us.”

 

 

The Florida Forest Service, a division of the Florida Department of Agriculture and Consumer Services, organizes and hosts the events where participants can fish, hunt, boat and more.

Outdoor excursions are held regularly on state forests and private lands throughout Florida and are funded through private donations and support.

Participation in the Operation Outdoor Freedom Program has been established for Florida residents, as defined in s. 379.101(30)(b), who are honorably discharged military veterans with either:

  • A service-connected disability rating of 30% or greater from the United States Department of Veteran Affairs
  • Or a Purple Heart recipient

If you would like more information on Operation Outdoor Freedom or to learn how you can get involved and help honor Florida’s wounded veterans, go to OperationOutdoorFreedom.com.”

Copyright 2017 by WJXT News4Jax – All rights reserved.

Sourced through Scoop.it from: www.news4jax.com

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Florida’s wounded veterans invited on free fishing trip

“Florida’s wounded veterans are invited to sign up for a free offshore fishing trip in June through the state’s Operation Outdoor Freedom program.  

JACKSONVILLE, Fla. – Florida’s wounded veterans are being offered an official invitation to register for a free offshore fishing trip this June. It’s through the state’s program Operation Outdoor Freedom, which launched in 2011. Since the program started, more than 2,900 wounded veterans have participated in hunting, fishing, boating and other recreational events at no cost.

 

 

This free offshore fishing trip will launch first thing Tuesday, June 20, from Carrabelle, Florida. Participants will need to arrive the day before, June 19.  

Space is limited, so eligible veterans must register online for the trip through this direct link. (Scroll down to where events are listed and click on “Carrabelle Offshore Fishing Trip.” You will then be prompted to click the “Apply” button. Either log in or create a free user account.) Participants will be drawn at random prior to the event and will be notified by email.

“Operation Outdoor Freedom is a special way of connecting the natural resources our state is blessed with to the men and women who’ve courageously and selflessly put their lives on the line,” said Florida Commissioner of Agriculture Adam Putnam. “It’s the least we can do for those who have done so much for us.”

 

 

The Florida Forest Service, a division of the Florida Department of Agriculture and Consumer Services, organizes and hosts the events where participants can fish, hunt, boat and more.

Outdoor excursions are held regularly on state forests and private lands throughout Florida and are funded through private donations and support.

Participation in the Operation Outdoor Freedom Program has been established for Florida residents, as defined in s. 379.101(30)(b), who are honorably discharged military veterans with either:

  • A service-connected disability rating of 30% or greater from the United States Department of Veteran Affairs
  • Or a Purple Heart recipient

If you would like more information on Operation Outdoor Freedom or to learn how you can get involved and help honor Florida’s wounded veterans, go to OperationOutdoorFreedom.com.”

Copyright 2017 by WJXT News4Jax – All rights reserved.

Sourced through Scoop.it from: www.news4jax.com

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Jacksonville Jaguars Gameday Schedule

on jaguars.com #jacksonvillejaguars #jaguars REGULAR 1. SEP 10 1:00PM EDT * AT TEXANS 2. SEP 17 1:00PM EDT * TITANS 3. SEP 24 09:30AM EDT RAVENS 4. OCT 1 1:00PM EDT * AT JETS 5. OCT 8 1:00PM EDT * AT STEELERS 6. OCT 15 4:05PM EDT RAMS 7. OCT 22 1:00PM EDT * AT COLTS 8. BYE 9. NOV 5 1:00PM EST * BENGALS 10. NOV 12 1:00PM EST * CHARGERS 11. NOV 19 1:00PM EST * AT BROWNS 12. NOV 26 4:25PM EST * AT CARDINALS 13. DEC 3 1:00PM EST * COLTS 14. DEC 10 1:00PM EST ) SEAHAWKS 15. DEC 17 1:00PM EST * TEXANS 16. DEC 24 4:05PM EST * AT 49ERS 17. DEC 31 1:00PM EST * AT TITANS
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Overview of Nursing Home Negligence – Leona Zoey

“Overview of Nursing Home Negligence Thousands of licensed nursing homes are in operation across the United States. Hundreds of thousands of elderly, or otherwise vulnerable, individuals reside in these facilities. Nursing home negligence is a significant problem, affecting innumerable residents each and every year. Prevalence of Nursing Home Abuse and Neglect Tracking the actual prevalence of nursing home abuse and neglect is challenging, according to the U.S. Centers for Disease Control and Prevention. An unknown number of instances of abuse and neglect is never recognized and acted upon. With that noted, 30 percent of licensed nursing homes do report instances of abuse and neglect during the course of any given year, according to statistics maintained by the CDC. Somewhere between 5,000 and 7,000 cases of death by negligence in nursing homes are reported annually to governmental authorities. Estimates suggest that only 20 percent of cases of abuse and neglect in nursing homes is ever reported. Types of Nursing Home Negligence Negligence associated with the care of nursing homes takes many forms. Common types of negligence include improper tending to a resident’s medical, hygienic, and nutritional needs. A common form of negligence is leaving a person in bed for improperly extended periods of time, resulting in the development of ulcerated bed sores. Legal Representation in a Case of Nursing Home Neglect A nursing home neglect attorney can provide necessary legal representation to a person victimized in a care facility. A neglected nursing home resident is entitled to compensation for losses that include: ● pain and suffering ● emotional distress ● medical bills and expenses If a nursing home neglect case ends up in a lawsuit, punitive damages are also a possibility. Punitive damages represent an additional amount of compensation in a case in which the conduct of a nursing care facility, or its staff, is deemed particularly reckless or egregious. A personal injury attorney will schedule an initial consultation with the family and victim of nursing home negligence. Typically, no fee is charged for an initial consultation.”


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The old mall is dead and Florida’s largest retail developments are showing what comes next

Seen here: the Miami Worldcenter development. (Courtesy Digital Blackmagic) CLICK PHOTO TO READ MORE


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