Florida auto insurance ‘no-fault’ system repeal again proposed

A long-discussed proposal to repeal Florida’s no-fault auto insurance system is headed back to the Legislature in 2018. Sen. Tom Lee, R-Thonotosassa, filed a bill (SB 150) this week that would repeal the no-fault system, which requires motorists to carry $10,000 in personal-injury protection, or PIP, coverage. In its place, Lee’s bill would require motorists to carry bodily-injury and medical-payment coverages. Lawmakers have repeatedly considered revamping auto-insurance laws in recent years and passed a 2012 measure aimed at curbing fraud and lowering rates in the PIP system. But in a prepared statement this week, Lee pointed to continuing problems with fraud and high insurance premiums. “While well intentioned anecdotally, Florida’s Motor Vehicle No-Fault Law has resulted in widespread fraud, abuse and a complex litigation process,” Lee said. “Since its enactment (in the) ’70s, the value of the PIP benefit has eroded, while Florida’s auto insurance premiums continue to rise.” In June, former Florida Senate president Jeff Atwater spoke to the PIP issue after determining he would leave the statewide elected position of chief financial officer to become vice president at Florida Atlantic University. “I do believe the sunset of PIP will come at some point in the future,” he said. “I think we tried every possible way to reform it, and I just don’t think we can keep the costs down for the level of the value that it’s providing consumers. I think it’s getting way too expensive for the value to the consumer.” • Keep up with Metro Orlando business news »


About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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