Dealing With Large Insurance Carriers

It is important to have reasonable expectations in mind when it comes to negotiating the settlement of your personal injury case. What you can expect will depend on the kind of insurance company you are dealing with. Some companies are extremely averse to settling small-to-medium cases while others are more open to it. Unfortunately, if you are dealing with a larger, conservative carrier and you are unable to reach a settlement agreement, you and your Jacksonville personal injury attorney may need to file a lawsuit. The insurance carrier may not take your case seriously until you do as litigation is the only language that they respect. Dealing with Skepticism Insurance carriers are notoriously skeptical of unproven claims of pain and suffering, especially when it comes to soft-tissue injuries that cannot be documented with medical evidence or injuries requiring chiropractic treatment. They will probably scrutinize your file closely and question anything that seems like it does not have ample objective medical evidence behind it or anything that has even a little room to question liability. You might try to make your case and argue that your claims are genuine, but depending on the carrier, it may be a waste of time. The carrier may never come through with a reasonable settlement offer that takes your pain and suffering into account. When this happens, you may decide to go forward with a lawsuit. Get the help you need with your personal injury claim. Call Jacksonville personal injury lawyer John Fagan at 904-278-1000.  

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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