How Insurance Adjusters Handle Claims

Orange Park personal injury attorneysHow effectively adjusters will handle your claim depends on the region of the claims office and personnel involved. It is in your best interest to retain a team of Orange Park personal injury attorneys who are familiar with working with adjusters and facilitating efforts to resolve personal injury cases in a timely manner. Who Will Handle My Case at the Claims Office? The claims adjusters are the first individuals assigned to handle your case once it arrives to the office. Exactly which person will take over your case will depend on the size and territory of the office. Orange Park personal injury attorneys practicing in states with a small population (two million people or less) will usually work with the same adjusters working there, both for local or national carriers. But in larger states, they are more likely to negotiate with new adjusters, since adjuster turnovers are higher in those regions. Your Orange Park personal injury attorneys may have to deal with multiple adjusters as the case progresses. Orange Park Personal Injury Lawyers Explain How Adjusters Operate Adjusters are intent on resolving any case as quickly and cost-effectively as possible for the following reasons. Heavy workload—A typical adjuster might have as many as 100 to 200 files at any given time and can only commit a few minutes to each on a weekly basis. Adjusters will check their files regularly and make journal notes on their cases to move them along in a timely manner. Bonus for performance—An adjuster will receive high marks and even raises or bonuses if he or she can settle a large amount of cases for much less than the settlement authority granted. An insurance company evaluating their adjusters’ performance will gauge their ability to:
  • Settle cases quickly
  • Make efficient use of limited in-house resources
  • Spend a manageable amount of money to resolve cases
Therefore, your Orange Park personal injury attorneys will most likely have to deal with uncooperative adjusters who have little incentive to accept even a fair initial offer. Adjusters Will Often Blame Secretaries and Clerks Like any office, each claims office uses numerous claims secretaries and clerks. As they have no real input on handling claims, adjusters will often blame them for any errors. To clear any confusion, your Orange Park personal injury lawyers will make sure that the secretary or the clerk properly date-stamps documents pertaining to your case and sends it to the intended adjuster. Contact Us Plaintiffs in a personal injury case will benefit from quality Orange Park personal injury attorneys who are experienced in dealing with busy insurance adjusters focused on resolving any cases quickly and cheaply. For prompt legal representation, please call the First Coast Accident Lawyers at 904-278-1000. The initial consultation is free.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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