An Injury Lawyer in Orange Park Discusses Insurance Adjuster Lowballing Techniques

Insurance adjusters will use a variety of techniques in an attempt to lowball you in regards to your settlement offer. An experienced injury lawyer in Orange Park is well aware of these tactics, and can tell you how they might affect your case.

The Hardship Defense

The “hardship defense” occurs when an insurance adjuster tries to find out if you were (or are) unemployed or attempts to determine if you are in a low-income group. Adjusters know that claimants will usually accept lower offers if they have an urgent need for funds. This is a technique that your injury lawyer in Orange Park will be familiar with and can help you guard against.

Leaving It to the Jury

Sometimes, an insurance claims representative may learn that the claimant is a landlord with several properties, or has other forms of wealth. Adjusters know that juries do not look kindly on these types of individuals and will rarely reward them with large settlements. Talk to your injury lawyer in Orange Park to determine what can be done to combat this lowballing tactic. If another party is responsible for your injury, you deserve compensation. An injury attorney in Orange Park is your best defense against adjusters who try to deny it to you.

Defend Yourself From Lowballing—Speak to an Injury Attorney in Orange Park Today

For more information about lowballing tactics used by unscrupulous adjusters, consult with a skilled injury attorney in Orange Park. Call John Fagan at 904-278-1000 today for a free initial consultation.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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