Factors That the Insurance Company Will Consider When Evaluating Your Claim

One of the most common questions faced by an accident lawyer in Orange Park is regarding what adjusters look for when evaluating claims. Here are some common factors taken into consideration: Relationship between your medical records and your treatment: It looks suspicious if your accident attorney in Orange Park submits substantial medical bills without corresponding medical reports. The reports are what give credibility to the bills, by specifying the doctor’s diagnosis, treatment, and prognosis. Without the medical reports, the insurer might not include the relevant charges. Completeness of records: Adjusters are skeptical and meticulous by nature, and they will check to make sure that the medical records you submit are complete. If your claim includes charges which your accident lawyer in Orange Park has not provided documentation for, the adjuster may suspect that the charges have been padded or exaggerated to some degree. Your accident attorney in Orange Park will probably send the adjuster a breakdown of expenses, in a letter or settlement notebook. It is your attorney’s job to ensure that the bills are also included with this documentation, or the adjusters might not give the record of expenses any weight. Documentation of lost wages: It is vital that your accident lawyer in Orange Park obtain a statement from your employer if you have had to miss any work due to your injuries. Without that letter, the adjuster might not take into account your lost wages.

Contact Us

Personal injury victims need expert help in order to navigate the process of submitting a claim. Contact an accident lawyer in Orange Park by calling First Coast Accident Lawyers at 904-278-1000.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
This entry was posted in Personal Injury. Bookmark the permalink.