More often than not, when the insurance adjuster claims that the offer he is making is his final offer, he is bluffing. The insurance adjuster is likely attempting to pressure you into making a hasty decision and accepting an unsatisfactory settlement.
However, as all experienced Florida personal injury attorneys know, the value of your personal injury claim does not diminish over time. A $50,000 personal injury claim will continue to be worth $50,000, regardless of how long the insurance company stalls.
With an experienced Florida personal injury lawyer on your side, you have the ability to call the adjuster’s bluff and threaten to file suit. It ultimately costs the insurance company a lot more if the claim is allowed to proceed to litigation, with attorney’s fees and all. Such a move will make most insurance adjusters who are simply stalling to reconsider their tactics.
If the insurance adjuster persists with his bluff, an experienced Florida personal injury attorney can simply remind the adjuster that litigation is against both his best interest and yours. Allowing a claim to proceed to litigation typically reflects poorly on the insurance adjuster. The extra time a lawsuit takes will severely decrease the adjuster’s turnover, which may cause the adjuster’s caseload to become extremely burdensome. The key is to show the adjuster that bluffing is an extremely bad idea.
This is just one of many situations where having an experienced Florida personal injury attorney on your side will make a significant difference. Call Florida personal injury attorney John Fagan today for a free initial consultation.
John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981.
John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder.
In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home.
John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation.
John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates.
Service to the Community
John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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