Insurance Adjuster Tricks to Watch Out For

Insurance companies are oftentimes not the most forthcoming of organizations, especially when it comes to personal injury claims. A First Coast personal injury attorney can help you understand the process and how to make the most of your personal injury claim. Many complicated and obscure factors go into insurance companies’ evaluations and negotiations, and it is rarely as simple as asking how much your medical bills were and writing a check for that. Each company has its own practices and policies, and each individual adjuster has his or her own work habits and priorities, so an experienced First Coast personal injury attorney will anticipate a number of ways negotiations can go when it comes to evaluating your claim. Sometimes, they use certain tactics to get you to lower your expected value of your case or to drag the case out. Seeking Excessive Information Some adjusters seem to never have enough information from you. If your attorney sends them your medical bills, the adjuster may request your doctor’s report. If your attorney sends a copy of your hospital bills, the adjuster might request the records of your hospital stay. In general, the adjuster will request the complete medical records for every medical bill you submit for reimbursement. Endless Investigation Sometimes, the adjuster seems to perpetually claim that the investigation is incomplete. Your attorney can put pressure on the adjuster to resolve whatever issues they are having and offer whatever information they need, in order to proceed with settlement talks. For more information about insurance adjuster tricks, contact First Coast personal injury attorney John Fagan today to schedule a consultation.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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