Why Might My Insurance Adjuster Erroneously Suspect Me of Fraud?

There are many circumstances in which insurance companies will suspect legitimate claimants of fraud. An experiencedSouthern Carolinapersonal injury attorney must be able to identify these circumstances and explain them to the insurance representative. For example, insurance companies are very suspicious of claimants who retain a personal injury attorney before the insurer had an opportunity to send an adjuster. While there are legitimate reasons for doing this, the insurance adjusters generally believe that they deserve a chance to work with the claimant at least initially without the “interference” of an attorney. To be clear, there is nothing wrong with retaining an attorney early, but insurance adjusters may get the impression that the claimant might be trying to game the system. The insurance adjuster will likely decide against fast-tracking your case and instead scrutinize the case more than he would otherwise, including going over the claimant’s prior claims history and medical records. Another instance in which adjusters become suspicious is if the claimant has been involved with an unusual amount of lawsuits before the claim. Insurance companies keep a database that tracks the litigation history of claimants, and if you have been involved with numerous personal injury lawsuits or workers’ compensation claims in the past, you may be flagged as a suspicious claimant. Obviously, this is no proof that you are fraudulent, but you will need an experienced attorney to convince the insurance adjuster otherwise. Call today for a free initial consultation with experiencedSouth Carolinapersonal injury attorney John Fagan.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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