The Claims Adjuster’s Evaluation of Your Personal Injury Claim

If you have been injured in an accident, you may think you are entitled to a hefty settlement from the insurance company. However, insurance companies look at every claim closely for signs that your injury claims might not be entirely truthful. AFloridapersonal injury attorney can help you prepare your insurance claim to avoid these signs. One common sign is if there is a long time lag between your accident and the report of your injury. This may seem trivial to you, but the claims adjuster will think it’s extremely relevant. The longer the time between your accident and when you first reported the injury, the more skeptical the adjuster will be. It will look suspicious if you denied any injuries at the scene of the accident but showed up at an emergency room three days later. The medical records and history of your first medical caregiver after the accident will be scrutinized. If your medical history makes no mention of the accident or attributes your injury to a pre-existing condition, expect the adjuster to make some noise about your claim. Additionally, if you have a lengthy history of prior insurance claims, you may be deemed a “professional claimant,” and the insurer will not be inclined to handle your claim quickly. If your history is long enough, the insurer may even go so far as to use its anti-fraud unit to arrange surveillance on you. If you have further questions about insurance claims, contact experienced Florida personal injury attorney John Fagan for a free consultation.

About John Fagan

John is a Jacksonville native who grew up on the First Coast. He graduated from Bishop Kenny High School in 1975 and went to college at Florida State University where he completed a 4-year program in 3 years. John graduated from the Florida State University College of Business in 1978 and went straight into Florida State University College of Law. While in law school, John earned a position on the prestigious Law Review Board serving as its Business Editor. As a law student, John studied in the Oxford program. He also interned with the Florida Legislature working in the Florida House of Representatives Criminal Justice Committee. John was admitted to the Florida Bar in 1981. John began his legal career as a law school intern in the State Attorney's Office in Jacksonville in 1981. After his internship, legendary State Attorney Ed Austin hired John as a full-time Assistant State Attorney for the Fourth Judicial Circuit (Clay, Duval, and Nassau Counties). As a prosecutor, John tried jury and non-jury trial on charges ranging from DUI to Murder. In 1983, John moved from the State Attorney's Office to begin his career in private practice. He has practiced law for 30 years on the First Coast. For the last 20 years, John and his family have made Clay County their home. John limits his practice to personal injury and disability cases. While there are many fine attorneys in Clay County, John is one of only a few Clay County attorneys who limit their practice to personal injury and disability cases. John takes pride in helping clients resolve injury claims in ways that avoid the stress, uncertainty, and the expense of unnecessary litigation. Professional Activities John is the past President of the Clay County Bar Association and has served on the Board of the Clay County Bar Association from 2009-2013. He is an active member of the Florida Bar, and the Federal Bar of the Middle and Southern Districts of Florida. He is also a member of the American Association of Justice, the Florida Association of Justice, the National Organization of Social Security Claimants' Representatives, and the National Organization of Veterans' Advocates. Service to the Community John is involved in the Clay County Community serving as a member and Director of the Rotary Club of Orange Park, of the Clay County Bar Association, and the Putnam County Bar Association.
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